Terms of Service
These Terms and Conditions ("Terms") contained on this webpage is a legal agreement between you, as a prospective customer of Graph (Graph, "we", "our" or "us") and shall govern your access to and use of our services which include all pages within the website, and other products and services (collectively referred to as the "Services").
These Terms apply in full force and effect to your use of the Services and by using any of the Services; you expressly accept all terms and conditions contained herein in full and without limitation or qualification, including our Privacy Policy. You must not use any of the Services, if you have any objection to any of these Terms.
The following terms and conditions, and any other terms, rules, guidelines or policies applicable to the Site or the Services and posted by Graph through the Site or otherwise communicated to you in writing in connection with your order of Services (such terms, rules, guidelines or policies, – the “Policies” and together with these terms and conditions, the “Terms”), govern your access to and use of the Site and the Services.
By accessing or using this Site or ordering or using any Services, you represent and warrant that you are of legal age to form a binding contract with Graph and meet all of the foregoing eligibility requirements.
If you are an individual agreeing to these Terms on behalf of an entity, you represent and warrant that you have the requisite power, authority and capacity to bind that entity, and to order the Services ordered by you hereunder on behalf of such entity, and “you” shall refer herein to such entity.
You further represent and warrant that you shall not use the Site or the Services in a manner contrary to or in violation of any applicable federal, state, or local law, rule, or regulation. If you cannot make these representations and warranties or do not meet all of these requirements, you must not access or use the Site or order or use any Services.
The governing language of these terms and all communication between us and you will be English language.
Our website and Services are directed to people from the ages of 18 and above. You are only permitted to use the Services if you are aged 18 or older. We do not knowingly engage people younger than the age of 18.
In order to access certain features of the Services, you will be required to onboard your business with us. You agree to provide accurate, current, and complete information during the onboarding process and to update such information to keep it accurate, current, and complete.
- Visit Our Website:
Navigate to our website's signup page. - Create an Account:
Click on the "Sign Up" or "Create Account" button. Provide basic information such as their email address, business name, and create a secure password. - Verify Your Email:
Once you"ve filled in the details, you will receive a verification email. Clicking on the verification link will confirm your email address. - Login to Your Account:
Use the newly created credentials to log into your account. - Complete Your Profile:
Update your profile information. This may include business details, contact information, and other relevant details. - Complete KYC (Know Your Customer):
Upon logging in, you will be prompted to complete the KYC process. This involves submitting necessary documents for the company and its shareholders. Additionally, you will need to answer due diligence questions. - Verification Process:
Our team conducts a thorough check, including screening against various sanctions lists, PEP (Politically Exposed Persons) databases, and adverse media. If everything aligns, your account will be approved, granting you full access to the platform. In case of discrepancies, your signup request may be declined. - Access Your Dashboard:
Once approved, you can log in to your account and access your personalized dashboard. Here, you can explore various features, initiate transactions, and manage your account. - Create an Account:
Click on the "Sign Up" or "Create Account" button. Provide basic information such as their email address, business name, and create a secure password.
Certain Services may require payment of fees. By using such Services, you agree to pay all applicable fees that would be provided to you. Payment of fees is non-refundable except as expressly provided in these Terms.
All intellectual property rights in and to the Services, including but not limited to trademarks, service marks, logos, and copyrights, are owned by the Company or its licensors. You are granted a limited, non-exclusive, non-transferable license to use the Services solely for your personal and non-commercial purposes. We do not grant you any right, license, title or interest to any of our intellectual property rights which you may or may not have access to. This Content may not be copied, reverse engineered, decompiled, disassembled, modified or reposted to other websites. Nothing on our website should be construed as granting by implication or otherwise, any license or right to use any trademark displayed on our website without our written permission or such third party that may own the trademark. You agree to take such actions including the provision of any legal or official document or other documents that may be needed to further affirm our intellectual property rights.
We grant you a non-assignable, non-exclusive and revocable license to use our software provided as part of our Services in the manner permitted by these Terms. This license grant includes all updates, upgrades, new versions and replacement software for your use in connection with our Services.
The Services are protected by copyright, trademark, and other laws of both the United States of America and foreign countries. Nothing in these Terms gives you a right to use our name or any of our trademarks, logos, domain names, and other distinctive brand features. All right, title and interest in and to the Services are and will remain the exclusive property of Graph and its licensors
If you do not comply with all the provisions, then you will be liable for all resulting damages suffered by you, us and all third parties. Unless otherwise provided by applicable law, you agree not to alter, re-design, reproduce, adapt, display, distribute, translate, disassemble, reverse engineer, or otherwise attempt to create any source code that is derived from the software
Any feedback, comments, or suggestions you may provide to us and our Services is entirely voluntary and we will be free to use such feedback, comments or suggestions as we see fit without any obligation to you.
WE WILL USE OUR BEST EFFORTS TO ENSURE THAT THE WEBSITE IS AVAILABLE AT ALL TIMES AND BUG FREE. HOWEVER, IT IS USED AT YOUR OWN RISK.
WE WILL PROVIDE ALL MATERIALS “AS IS” WITH NO WARRANTY, EXPRESS OR IMPLIED, OF ANY KIND. WE EXPRESSLY DISCLAIM ANY AND ALL WARRANTIES AND CONDITIONS, INCLUDING ANY IMPLIED WARRANTY OR CONDITION OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AVAILABILITY, SECURITY, TITLE, AND NON-INFRINGEMENT OF INTELLECTUAL PROPERTY RIGHTS. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, WE MAKE NO WARRANTY THAT OUR WEBSITE AND SERVICES WILL MEET YOUR REQUIREMENTS OR THAT OUR WEBSITE WILL REMAIN FREE FROM ANY INTERRUPTION, BUGS, INACCURACIES, AND ERROR.
YOUR USE OF OUR SERVICES IS AT YOUR OWN RISK AND YOU ALONE WILL BE RESPONSIBLE FOR ANY DAMAGE THAT RESULTS IN LOSS OF DATA OR DAMAGE TO YOUR COMPUTER SYSTEM. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN OBTAINED BY YOU FROM OUR WEBSITE OR OUR SERVICES WILL CREATE ANY WARRANTY OR CONDITION NOT EXPRESSLY STATED.
TO USE OUR SERVICES, YOU ARE REQUIRED TO ENABLE 2 FACTOR AUTHENTICATION (2FA) AS AN EXTRA LAYER OF PROTECTION TO GUARANTEE THE SECURITY OF YOUR ACCOUNT. WE SHALL NOT BEAR ANY LIABILITY FOR ANY LOSS OR RISK SUFFERED, WHERE YOU DO NOT ENABLE 2FA.
YOUR USE OF OUR WEBSITE AND SERVICES IS AT YOUR OWN RISK. YOU AGREE TO THE LIMITATION OF LIABILITY CLAUSE TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW: WE WILL IN NO WAY BE LIABLE
FOR ANY DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, CONSEQUENTIAL, SPECIAL OR EXEMPLARY DAMAGES OR ANY DAMAGES INCLUDING DAMAGES RESULTING FROM REVENUE LOSS, PROFIT LOSS, USE, DATA, GOODWILL, BUSINESS INTERRUPTION OR ANY OTHER INTANGIBLE LOSSES (WHETHER WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR NOT) ARISING OUT OF OUR WEBSITE OR SERVICES (INCLUDING, WITHOUT LIMITATION TO INABILITY TO USE, OR ARISING FROM THE RESULT OF USE OF OUR WEBSITE OR SERVICES) WHETHER SUCH DAMAGES ARE BASED ON WARRANTY, TORT, CONTRACT, STATUTE OR ANY OTHER LEGAL THEORY.
SOME JURISDICTIONS DO NOT ALLOW EXCLUSION OF CERTAIN WARRANTIES OR LIMITATIONS ON THE SCOPE AND DURATION OF SUCH WARRANTIES, SO THE ABOVE DISCLAIMERS MAY NOT APPLY TO YOU IN THEIR ENTIRETIES, BUT WILL APPLY TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.
You hereby indemnify Graph and undertake to keep us, our staff and affiliates indemnified against any losses, damages, costs, liabilities and expenses (including without limitation reasonable legal fees and expenses) arising out of any breach by you of any provision of these Terms, or arising out of any claim that you have breached any provision of these Terms. You will indemnify and hold us harmless from and against any claim, suit or proceedings brought against us arising from or in connection with violations of intellectual property or other rights of third parties in relation to your use of the Services.
Without prejudice to our other rights under these Terms, if you breach these Terms in any way, we may take such action as we deem appropriate to deal with the breach, including suspending your access to the website, prohibiting you from accessing the website, blocking computers using your IP address from accessing the website, contacting your internet service provider requesting that your access to the website be blocked and/or bringing court proceedings against you.
Like many other websites, we use cookies to identify you as a user and to customize and improve our Services. A cookie is a small data file that is transferred to your computer or mobile device. It enables us to remember your account log-in information, IP addresses, web traffic, number of times you visit, date and time of visits. Please refer to our Cookies Notice for more information. Some browsers may automatically accept cookies, while some can be modified to decline cookies or alert you when a website wants to place a cookie on your computer. If you do choose to disable cookies, it may limit your ability to use our website.
We recognize the importance of protecting the privacy of those who visit and choose to use our Services. We remain compliant with the Data Security Standard requirement to the extent applicable. Please note that such requirements may be amended from time to time. With respect to all the Personal Information belonging to, and/or processed in connection with us or this website, such Personal Information at all times are in compliance with all Data Protection Laws in the territory, in all respects and in particular the California Consumer Privacy Act and the California Privacy Rights Act and all applicable data protection regulation in force. We maintain a Privacy Policy which provides an overview of the Personal Information we collect about you or that you provide to us. By using our Services, you consent to such processing and you warrant providing accurate information.
These Terms shall be interpreted and governed in accordance with the Laws of the United States of America and you submit to the non-exclusive jurisdiction of the Courts located in the United States of America for the resolution of any dispute.
You may terminate your agreement with Graph by ceasing to use our Services. We may suspend or terminate our Services to you at any time, for any reason including without limitation, breach of these Terms, fraud, impersonation, etc. Upon termination, your right to use the our Services or platform will immediately cease.
We shall not solicit or sign agreements with merchants or sub-merchants (i) in any of the following categories/businesses, or (ii) engaging in any of the following activities. Such activities are as follows:
- Adult Entertainment Businesses
- Aircraft Dealers
- Bearer Shares
- Cannabis Oil/Products
- Choice of Law
- E-cigarette Sales
- E-liquid Sales Sales
- Encounter Groups/Clubs
- Escort Services
- Firearms & Ammunition Sales
- Fireworks Sales
- Gambling Establishments Express/Discover
- Marijuana or Illicit Drugs
- Massage Parlors (not associated with salons/chiropractic care)
- Multiple Level Sales
- Online Dating Services
- Products/services deemed illegal by any level of government
- Pseudo Products
- Pyramid Schemes
- Shell Corporations
- Tattoo Parlors
- Tax Anticipation Programs
- Tobacco Sales
- Transaction Types prohibited by Visa
- Tribal
- Unfair, Predatory, or Deceptive Practices/Goods
- Digital Wallets, Cryptocurrency, Non-Fungible Token (NFTs) or Prepaid Card Companies
- Any unlawful activities/items or encouragement of the same.
We shall not solicit or sign agreements with merchants or sub-merchants (i) in any of the following jurisdictions, or (ii) engaging with merchants who offer customers services in any of the following jurisdiction. Such jurisdictions are as follows:
- Albania
- Bosnia-Herzegovina
- Belarus
- Burundi
- Central African Republic
- Croatia
- Cuba
- Cyprus
- Democratic Peoples Republic of Korea
- Democratic Republic of the Congo
- Iran
- Iraq
- Lebanon
- Libya
- Macedonia
- Montenegro
- Pakistan
- Russian Federation
- Serbia
- Slovenia
- Somalia
- Saudi Arabia
- South Sudan
- Sudan and Darfur
- Syria
- Türkye
- Ukraine (including Luhansk and Donetsk)
- Venezuela
- Yemen
- Zimbabwe
- Bahamas
- British virgin island
- Cayman Islands
- Netherlands Antilles
- South Pacific
- Cook Islands
- Fiji
- Nauru
- Vanuatu
We reserve the right to change, revise or modify these Terms from time to time by updating this page. The changes will not be retroactive, and the most current version of the Terms which will always be on this page and will continue to govern our relationship with you. We will also endeavor to notify you of any material changes which could be done via email associated with your account or service notification. By continuing to use our Services after the changes become effective, you agree to be bound by the revised Terms.
These Terms supersede and extinguish all previous agreements between you and Graph whether written or oral, relating to its subject matter. In the event that any of these Terms is held to be invalid or unenforceable, then that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions of these Terms will remain subsisting and in full effect. Our failure to enforce any right or provision of these Terms will not be deemed a waiver of such right or provision.
If you have any complaints about us and our Services, you may contact us at info@graph.finance
Email Address: info@graph.finance
Address: 2631 Plantation Hollow Ct Missouri City TX 77459
Hours of Operation: 9am - 5pm (Mon - Fri) Except Federal Holidays
By accessing or using our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms.
